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  • Since 1922
  • Rated A+ by A.M. Best
  • Supplemental and Life Insurance
  • Highest Paid Commissions
  • Level Commissions for life
  • Best Customer Service in the industry
  • Excellent low-cost ACA Supplement.
  • Increases your ACA revenue
  • Superior coverage for your clients
     
  • Mutual Organization
  • Certified B Corporation
  • Life, Disability, and Critical Illness
  • Since 1904
  • Rated A+ by A.M. Best
  • Dental, Life, Long Term Care and Critical Illness

California Appointments

  • $0 Premium Plans Available
  • Large Service Area minimal co-pays 
  • MAPD
Health Sapiens
  • $0 Premium Plans Available
  • Large Service Area minimal co-pays 
  • MAPD
Health Sapiens
  • 20% LEVEL COMMISSION FOR LIFE
  • Implants covered
  • Upto $5000 benefit
  • Waiting periods waived for insurance replacement*
  • PPO
  • Out of network coverage
  • Low premiums / high benefits
Health Sapiens
  • Short Term Medical Solution
  • A broad range of plans 
  • Broader network access
    • Non-insurance benefits through an association
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